蜜桃影像

Executive Associate Dean

Dr. Pennington-Cross is widely published in academic journals including The Journal of Real Estate Finance and Economics, Journal of Urban Economics, Real Estate Economics, and others. Recent research has focused on subprime lending in the housing market (pricing, predatory lending laws, and mortgage performance), house price dynamics, commercial property fundamentals, and other and urban and real estate issues.

Prior to joining 蜜桃影像 Dr. Pennington-Cross was a Senior Economist in the Research Division at The Federal Reserve Bank of St. Louis where he organized a conference on Federal Government liabilities and lead research on subprime lending in the mortgage markets and related predatory lending issues. Before moving to St. Louis Dr. Pennington-Cross was a Senior Economist at the Office of Federal Housing Enterprise Oversight in the Office of Policy and Research and the Director of Research at the Research Institute for Housing America (RIHA) a research organization devoted to extending home ownership to all Americans.

Education

• B.A. Oberlin College
• Ph.D. The George Washington University

Professional Experience

Officer of the American Real Estate and Urban Economics Association in 2010 in the position of Secretary.

Professional Interests

Real Estate, Urban Economics, Consumer Finance, Real Estate Finance, Asset Pricing, and Commercial Property Fundamentals

Selected Publications

鈥淭he Termination of Subprime Hybrid and Fixed Rate Mortgages,鈥� with Giang Ho, Real Estate Economics, forthcoming.

鈥淭he Duration of Foreclosures in the Subprime Mortgage Market: A Competing Risks Model with Mixing,鈥� Journal of Real Estate Finance and Economics, 2010, 40(2), forthcoming.

鈥淭he Impact of Local Predatory Lending Laws on the Flow of Subprime Credit,鈥� with Giang Ho, Journal of Urban Economics, 2006, 60(2), 210-28

Personal Interests

• Golf
• Hiking & Backpacking
• Detroit Tigers
• Playing with the kids